Terms and Conditions

Last updated: 18 October 2026

1. Who we are

The Trading Library ("we", "us", "our") operates this website and the educational content available through it. You can contact us at support@ttlibrary.com.

2. What we provide

The Trading Library is an educational platform. We provide written lessons and coding challenges covering programming, quantitative methods, and macroeconomics. Access is delivered online. Some challenges are free to try; full access requires a monthly subscription or a one-off payment.

3. This is not financial advice

Everything on this platform is general educational information only. It is not financial product advice, investment advice, or a recommendation to buy, sell, or hold any financial product. Nothing we publish takes into account your objectives, financial situation, or needs.

Trading and investing involve risk, including the risk of losing capital. Any strategy, model, calculation, or worked example in our content is provided to teach a technique, not to suggest it will be profitable. Past performance is not a reliable indicator of future results. Before making any financial decision, consider obtaining advice from a licensed financial adviser.

4. Your account

You are responsible for keeping your login details secure and for activity under your account. Access is personal to you. You may not share, resell, or transfer your account.

5. Payment and access

Full access is available two ways. Prices are shown in US dollars. Any GST, VAT or sales tax that applies to your purchase is shown at checkout.

  • Monthly: USD $19.99 per month, charged in advance on the same day each month. Your subscription renews automatically until you cancel. You have full access for as long as your subscription is active.
  • Lifetime: a one-off payment of USD $149.99. Once payment is confirmed, you have access to all current content and any content we add to the platform later.

You can cancel a monthly subscription at any time from your Account page. Cancelling stops future charges, and you keep access until the end of the month you have already paid for. If a monthly payment fails, we may pause your access until it is paid. If you switch from monthly to lifetime, your subscription is cancelled automatically.

We may change prices for new customers at any time. If we change the monthly price for existing subscribers, we will email you at least 30 days before your next charge at the new price, and you can cancel before then. Price changes do not affect lifetime access you have already purchased.

6. Refunds

We don't offer refunds for change of mind, including for unused time on a monthly subscription you cancel part-way through a month. Your rights under the Australian Consumer Law still apply (see clause 10). Our Refund Policy forms part of these terms.

7. Our content belongs to us

All lessons, challenges, code, and materials on the platform are our intellectual property. When you purchase access, you receive a personal, non-transferable licence to use the content for your own learning. You may not copy, republish, distribute, resell, or share the content, in whole or in part, including by posting it publicly or providing it to others.

Code you write while using the platform is yours.

8. Acceptable use

You agree not to:

  • attempt to gain unauthorised access to the platform or other users' accounts
  • submit code intended to damage, overload, or compromise our systems
  • scrape, bulk-download, or systematically extract our content
  • share your account access with anyone else

We may suspend or terminate access that breaches these terms. Where we do so without cause, we will refund a fair portion of what you paid.

9. Availability

We aim to keep the platform available but we do not guarantee uninterrupted access. We may need to take the service down for maintenance, and we may change or remove content over time.

10. Your rights under Australian Consumer Law

Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. Nothing in these terms limits those rights. You are entitled to a replacement or refund for a major failure, and to compensation for any other reasonably foreseeable loss or damage.

11. Limits on our liability

To the extent permitted by law and subject to clause 10, we are not liable for any loss arising from decisions you make based on our content, including trading or investment losses. Our total liability to you is limited to the amount you paid us.

12. Changes to these terms

We may update these terms. If we make a material change, we will update the date at the top of this page. Continuing to use the platform means you accept the updated terms.

13. Governing law

These terms are governed by the laws of Western Australia, Australia.

14. Contact

Questions about these terms: support@ttlibrary.com